Directs and coordinates activities of establishing and monitoring customer credit accounts, conducting credit investigations and collecting delinquent accounts of customers, as well as equipment financing by performing the following duties personally or through subordinate employees.
ESSENTIAL DUTIES AND RESPONSIBILITIES
• workers responsibility for investigating and verifying financial status and reputation of prospective customers applying for credit, preparing documents to substantiate findings, and recommending rejection or approval of applications.
• Establishes credit limitations on customer accounts and handles special credit arrangements and deviations from standard terms of payment.
• Assigns responsibility for investigation of fraud cases and possible legal action and collection for worthless checks and delinquent bills.
• Establishes and updates customers' credit activities; Reviews collection reports to ascertain status of collections and balances outstanding and to evaluate effectiveness of current collection policies and procedures.
• Audits delinquent accounts considered to be uncollectible to ensure maximum efforts have been taken before assigning bad debt status to account.
• Coordinates with others, including personnel in company branches and credit card companies, to exchange information and update controls.
• Submits delinquent accounts to attorney or outside agency for collection.
• Oversees preparation and delivery of management reports on the status of Accounts Receivable;
• Examines and approves conditional sales contracts and leases.
• Assists management in the formulation of credit policies; Manages one Credit Clerk who processes equipment financing.
• Directly supervises employees in the Credit and Equipment Finance Department.
• Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.
EXPERIENCE and or EDUCATION
Bachelor's degree from four-year college or university and three to four years related experience and/or training; or equivalent combination of education and experience.
Quinn is an Equal Opportunity Employer M /F /V /DV